Onboarding

This guide outlines the steps required to complete the onboarding for liquidity providers on Pareto. The process consists of two main phases: verification and contract signature.

To begin:

• Visit app.pareto.credit

• Select a Credit Vault (e.g., the Fasanara pool)

• Connect a supported wallet

1

Verification

By default, Credit Vaults offer a zero-knowledge (ZK) verification method powered by Keyring Connect. In select cases, a standard KYC process with document uploads should be followed instead.

Keyring Connect integrates existing KYC credentials from centralized exchanges such as Binance, Kraken, and Coinbase. This enables seamless verification while preserving privacy and minimizing data exposure.

• Install the Keyring Chrome extension

• Launch the verification process

• Create or log in to a Keyring account. Verify the account

• Select a centralized exchange (CEX) within the extension to link credentials

• Authenticate and complete the verification process

• Generate credentials. A blockchain transaction will be triggered to cover attestation fees

• Refresh the app page

Note: Verified credentials aren't shared across all vaults on Pareto. New credentials must be generated for each vault the user interacts with. Keyring may request periodic re-authentication, similar to session revalidation flows (e.g., Google OAuth).

2

Contract signature

Before depositing, users are required to sign two agreements:

1. Terms and Conditions (T&C) that govern interaction with Pareto

2. Master Loan Agreement (MLA) that governs the lending relationship between the liquidity provider and the borrower (e.g., Fasanara Digital)

These contracts are signed on-chain, linking a unique ID to the user’s address via e-signature. The contract signature requires the execution of a transaction from the verified wallet. Users will be prompted to sign an on-chain message to complete this step.