> For the complete documentation index, see [llms.txt](https://docs.pareto.credit/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.pareto.credit/product/users/lenders/guides/onboarding.md).

# Onboarding

This guide outlines the steps required to complete the onboarding for liquidity providers on Pareto. The process consists of two main phases: verification and contract signature.

To begin:

* Visit [app.pareto.credit](https://app.pareto.credit)
* Select a Credit Vault (e.g., the Fasanara pool)
* Connect a supported wallet

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#### Verification

By default, Credit Vaults offer a zero-knowledge (ZK) verification method powered by Keyring Connect. In select cases, a standard KYC process with document uploads should be followed instead.&#x20;

Keyring Connect integrates existing KYC credentials from centralized exchanges such as Binance, Kraken, and Coinbase. This enables seamless verification while preserving privacy and minimizing data exposure.

* Install the Keyring Chrome extension
* Launch the verification process
* Create or log in to a Keyring account. Verify the account
* Select a centralized exchange (CEX) within the extension to link credentials
* Authenticate and complete the verification process
* Generate credentials. A blockchain transaction will be triggered to cover attestation fees
* Refresh the app page

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Note: Verified credentials aren't shared across all vaults on Pareto. New credentials must be generated for each vault the user interacts with. Keyring may request periodic re-authentication, similar to session revalidation flows (e.g., Google OAuth).
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#### Contract signature

Before depositing, users are required to sign two agreements:

1. [Terms of Service (ToS)](https://pareto.credit/terms-of-service/) that govern interaction with Pareto
2. Master Loan Agreement (MLA) that governs the lending relationship between the liquidity provider and the borrower (e.g., Fasanara Digital)

These contracts are signed on-chain, linking a unique ID to the user’s address via e-signature. The contract signature requires the execution of a transaction from the verified wallet. Users will be prompted to sign an on-chain message to complete this step.
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